

Keep Your Lights On with Bankruptcy
If you file bankruptcy and owe past due utilities, like electricity and gas, utility companies cannot change or discontinue your service....


Will I lose everything in a bankruptcy!?
There are a lot of wild stories about what it means to file for bankruptcy. I've heard stories about people afraid of losing everything...


Assets and Bankruptcy: What is an asset? Do I own any?
Oftentimes people who contemplate filing for bankruptcy are bogged down by debt. Their focus tends to be that they are broke and have no...


Debt, Collections, and Relief
When you owe money to someone else, that is considered a debt. However, owing money is not necessarily a bad thing. Debt can help with...


Preparing for a §341 Meeting of Creditors
In a Chapter 7 or 13 bankruptcy, you must attend a “341 meeting," also known as the meeting of the creditors. This meeting typically...


Reaffirmation Agreement Process
Unless otherwise indicated, all debts, including vehicle and home loans are personally discharged in a bankruptcy. However, creditors...